Jobber payments guide · Verified September 29, 2026

Jobber Payments Fees: What Contractors Actually Pay

Jobber Payments is integrated directly into quotes, invoices, client hub and the mobile app. The relevant comparison is not only the percentage fee—it is whether integrated payment collection saves enough admin time and speeds up cash collection to justify the processing cost.

Current fee snapshot: Jobber’s published pricing shows standard online credit-card processing at 2.9% + 30¢, Tap to Pay at 2.7% + 30¢, U.S. ACH bank payments at 1%, and Instant Payouts at an additional 1%.

Jobber Payments fee table

Payment methodCurrent published feeAvailability / note
Online card payment2.9% + 30¢Jobber lists card processing across current plans; available in the U.S., Canada and UK.
Tap to Pay2.7% + 30¢Card-present payment through the Jobber mobile app; available in the U.S. and Canada.
Bank payment (ACH)1%Available in the U.S. through Jobber Payments.
Instant PayoutAdditional 1%Optional faster payout; verify eligibility and current terms in your account.

Payment pricing can change and country availability differs. Verify the live Jobber pricing/help pages before making a decision.

How much does 2.9% + 30¢ cost in real dollars?

The fixed 30-cent component matters most on small tickets. On larger invoices, the percentage dominates.

Invoice2.9% + 30¢ feeNet before other costs
$100$3.20$96.80
$500$14.80$485.20
$1,000$29.30$970.70
$5,000$145.30$4,854.70

When ACH can materially reduce payment cost

Jobber currently lists ACH bank payments at 1% in the United States. On a large invoice, that can be materially cheaper than card processing. For example, a $5,000 payment at 1% is $50, compared with $145.30 at 2.9% + 30¢.

The tradeoff is customer convenience and processing behavior. Some customers will choose a card for rewards or convenience even when ACH is cheaper for the business. You should also verify Jobber’s current ACH limits and payout timing for your account.

Why Tap to Pay is cheaper than keyed/online cards

Jobber lists Tap to Pay at 2.7% + 30¢. Because the card is present at the job site, it carries a lower published rate than the standard online card rate. The customer can pay immediately from a compatible phone without a separate terminal.

For a service business that collects payment at completion, the difference is small on a single job but can add up across hundreds or thousands of transactions.

What Jobber Payments adds beyond processing

The payment fee buys more than a transaction rail. Jobber Payments is tied to the operational record. Customers can pay through client hub, businesses can collect quote deposits, save payment methods, charge cards from the field, set up automatic payments for recurring work, and keep payment records attached to the customer/job workflow.

That integration can reduce manual reconciliation and the number of separate systems staff need to check. Jobber also documents syncing Jobber Payments payout information and fees into QuickBooks Online for supported setups.

When Jobber Payments is probably worth it

  • You want customers to pay directly from quotes/invoices/client hub.
  • You run recurring work and want saved payment methods or automatic payments.
  • You collect deposits before scheduling larger jobs.
  • Your field team needs to take payment immediately after completing work.
  • You value having payment status integrated with the same system used for customers, jobs and invoices.

When you should compare another payment workflow

  • Your average ticket is very large and card-processing percentage cost is material.
  • Most customers already pay by low-cost ACH or check and collection speed is not a problem.
  • You have negotiated processing economics elsewhere that outweigh the admin benefit of integration.
  • You need a specialized payment flow Jobber does not support.

Do not compare processing rates in isolation

A processor that is 0.2 percentage points cheaper is not automatically cheaper overall if staff spend more time matching payments to invoices, following up on unpaid work or switching between systems. Compare total payment cost: transaction fees, payout speed, chargeback/admin work, accounting handoff and the value of reducing days-to-payment.

Primary Jobber sources

Affiliate disclosure: Trade Software Hub may earn a commission if you start or purchase Jobber through our referral link. Processing-fee analysis is based on Jobber’s published pricing, not the affiliate payout.

Try Jobber free ↗